Was Tun Wenn der Markt Abstürzt: Das Handbuch des Rationalen Anlegers
Börsencrashs sind beängstigend, aber vorübergehend. Erfahren Sie, welche konkreten Maßnahmen rationale Anleger in Krisenzeiten ergreifen und warum weniger Aufwand fast immer zu besseren Ergebnissen führt.
Market crashes feel like the end of the world when they are happening. Portfolio values plummet, headlines scream catastrophe, and the overwhelming instinct is to sell everything before it gets worse. This instinct, while natural, is the single most destructive impulse an Investor can act on.
Every significant market crash in history has been followed by a recovery that exceeded the previous peak. Every single one. The Investoren who benefited from these recoveries were those who held their positions through the crash. The Investoren who suffered permanent damage were those who sold during the decline.
Zu wissen, was zu tun ist, wenn der Markt einbricht, hat nichts mit Mut oder einer konträren Haltung zu tun. Es geht darum, einen Plan und ein System zu haben, die unabhängig von den momentanen Gefühlen funktionieren.
Das Handbuch des Rationalen Anlegers
Schritt eins: Ändern Sie Ihre Anlagestrategie nicht. Ihre Zielallokation wurde in ruhigen Zeiten festgelegt, als Sie klar denken konnten. Der Börsencrash hat den grundlegenden Grund für Ihre Anlagestrategie nicht verändert. Eine Änderung jetzt würde bedeuten, in einer Phase maximaler emotionaler Belastung eine wichtige finanzielle Entscheidung zu treffen.
Step two: if possible, add to your Portfolio. Crashes create opportunities to buy quality assets at discounted prices. Investors who added capital during the 2008 financial crisis or the 2020 pandemic crash saw extraordinary returns in the following years. Regular contributions during a crash are the closest thing to a guaranteed advantage in investing.
Step three: rebalance. During a crash, some themes fall more than others, pushing your allocation away from targets. Rebalancing buys more of the depressed themes at lower prices. This is mechanically simple but psychologically difficult, which is why automated Rebalancing is so valuable during crashes.
Das System, das Handelt Wenn Sie Nicht Können
The playbook for market crashes is simple to understand and extraordinarily difficult to execute manually. The emotional intensity of watching your Portfolio decline makes rational action nearly impossible for most Investoren.
Automated Portfolioverwaltung executes the rational playbook without requiring rational behavior from you. It maintains your allocation. It rebalances into the decline. It keeps you positioned for the recovery that has always followed. This is when automation earns its keep.
Index500 maintains disciplined allocation through market crashes, ensuring your Portfolio is positioned to capture the recovery that historically follows every significant decline.